Small money, big totals

The real cost of your daily coffee

By A. Ledger · 4 min read

The "skip your latte and you'll be rich" advice is mostly nonsense — but the raw arithmetic is still fun. Here's the daily habit, annualized, as a live Instacalc embed:

Prefer a quick one-off? These are plain Instacalc formula links — no account, no setup, the math is in the URL:

• yearly coffee spend (5.25 × 5 × 52)
• the ten-year total
• that as a monthly figure

Share-worthy?

When you share an Instacalc link, it generates a social preview image automatically. Here's one for a saved calc (the /og/<id> endpoint — the same image that appears when you paste a link into Slack or Twitter):

Six dollars a day is real money over a decade — but so is the time you'd spend never enjoying anything. Run your own numbers and decide.